- Your Metrobank Card has an embedded chip that can protect you from credit card fraud due to cloning - an occurrence when your personal and account information are copied and transferred to a fake card.
Perpetually waived annual fee
- Get the benefits of using a credit card without the need to pay the annual fee for life.
- Share your credit card benefits with your loved ones and still manage their spending. Find out more.
- Please click here to watch our videos.
- Get discounts, free gifts and great deals with your Metrobank card at our M Here partner establishments.
Table of Fees and Rates
These fees and rates are for services or facilities made available to the cardholder and for the maintenance and administration of any balance or transaction on the card. These are the
applicable fees and rates as of December 3, 2018.
Avail of the 0% installment program from a wide range of merchant establishments. Use the installment facility to pay big ticket items like appliances, gadgets, tuition, hospital bills, travel fare and accommodations at 3, 6, 9, 12, 18 and 24 monthly installment terms.
Value added services
- Bills2Pay: Pay for your utilities with ease through your Metrobank M Free Mastercard. Find out more.
- Balance Transfer: Enjoy easy installment payments at low interest rates when you transfer your other card balances to your Metrobank M Free Mastercard. Find out more.
- Cash2Go: Get fast cash against your credit limit and pay in easy monthly installments using your Metrobank Credit Card. Find out more.
- Cash Rush: Get instant cash when you need it via ATM. Find out more.
- MTXT – Balance inquiry via text message: Convenience made even easier. Check your credit balance using your mobile phone through MTXT.Find out more
- designmycard: Personalize your credit card with your favorite photo.
- Payment Channels: You can now pay your credit card bill safely and conveniently from these payment channels. Click here for details.
- MSOA: Get your statement sooner via email. Enroll in MSOA! Click here for details.
- M Connect: Metrobank Card is proud to be the first in the Philippine banking industry to introduce M Connect, an innovative and automated voice, text, and email payment verification service that helps us connect better with you. Click here for details.