Metrobank’s credit card business is under its Consumer Business Sector.

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History of Metrobank credit cards

Metrobank credit cards as a business was formerly a separate entity from and a subsidiary of Metrobank, known as Metrobank Card Corporation (A Finance Company and General Insurance Agency) [MCC]. It was established in August 1985, known then as Unibancard Corporation. Its maiden product was called Unicard, a single currency credit card accepted in key establishments in the Philippines. Over the years, Unicard evolved from a locally accepted card to an internationally recognized credit card when it rode on the Mastercard scheme in 1994 and the Visa scheme in 1998.

The company changed its name to Metrobank Card Corporation after a merger with AB Card and Solid Card on June 4, 2002. In 2003, a joint venture was formed between Metrobank and ANZ, holding 60% and 40% stake of the business, respectively. The partnership has created a lot of value for both parties as it transformed MCC into a market leader with more than 1.5 Million cards-in-force, offering diverse products on payment solutions. Since then, MCC has already tripled its cardholder base, re-launched its existing credit card products and also ventured into acquiring, prepaid cards, as well as insurance businesses.

In November 2015, MCC further diversified its product suite with the introduction of the YAZZ Prepaid Card, a general purpose Prepaid VISA Card that is reloadable and made available at the retail environment. Click here to know more about YAZZ Prepaid Card. In June 2018, MCC was granted by the Insurance Commission its license to sell various life and non-life insurance products; thus, MCC became a Finance Company and General Insurance Agency.

In September 2018, MCC became a 100% wholly-owned subsidiary of Metrobank. This development is supportive of Metrobank's growth strategy to maximize operational efficiencies between Metrobank and MCC, and to further expand on opportunities for collaboration, especially within the Metrobank Group, while remaining fully committed to deliver superior products and services to existing and new customers.

In March 2019, the respective Board of Directors and stockholders of MCC and Metrobank have approved and ratified the Plan of Merger between MCC and Metrobank. 

On January 3, 2020, MCC officially merged with Metrobank. The Cards and Personal Credit (CPC) Sector was formed to lead the management and supervision of Metrobank’s credit card issuing and acquiring business, insurance, and personal loans.

On September 1, 2020, the CPC Sector was rebranded into the Consumer Business Sector (CBS). This sector was established to align with the bank’s drive for excellence and increased efficiency in Credit Cards, Personal Credit, and Consumer Lending.

Metrobank - CBS retains its operations and place of business in its current location at Metrobank Card Center, 6778 Ayala Avenue Makati City, Philippines.

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