Plan ahead with optimism. Take your next step forward with Metrobank Personal Loans.

PERSONAL LOANS

Personal Loans are installment loans with fixed interest rates that you can use for a variety of purposes. Once approved, you’ll borrow a sum of money and pay it off equally per month over a scheduled period of time.

Metrobank aspires to deliver the best-in-class experience with a simplified application process and a streamlined processing, which will allow loan proceeds to be credited in as fast as 10 business days from the point of client agreement.

While our digital channels are underway, you may call our Customer Service Hotline at 88-700-700 Domestic Toll-Free Hotline 1-800-1888-5775 (using a PLDT line) to inquire and know more about Metrobank Personal Loans.

FAQ

Where can I use Metrobank Personal Loan for?

Personal Loan has many different uses. Personal Loans are often used to help fund a large ticket-transaction, like home renovation/improvements, tuition fees, weddings, consolidating payables, and to finance unexpected expenses or medical emergencies.
Do I qualify for a Metrobank Personal Loan?

If you have an existing account with Metrobank, you may inquire by calling our Customer Service Hotline at 88-700-700 Domestic Toll-Free Hotline 1-800-1888-5775 (using a PLDT line).
How much can I borrow?

Maximum loanable amount is Php 1M. However, the approved loan amount per customer will vary depending on the financial circumstances and the borrowing history at the time of application.
Can I choose my payment term?

You may decide to pay in 12, 18, 24, or 36 months.
How do I pay the loan amortizations?

Payment of loan amortization will be through auto-debit arrangement (ADA) in your Metrobank account.
How long does it take to get approved?

Credit decision will be in as fast as three (3) to five(5) business days from point of client agreement.
How long does it take to receive the funds?

Net loan proceeds will be credited directly to the Metrobank account two (2) business days provided that the loan application is complete and fully approved.
What are the fees and charges to keep in mind?
- Disbursement Fee of Php 1,000
- Documentary Tax Stamp (applies only for loan amounts exceeding Php 250,000)
- Late Payment Fee of Php 850 per incidence of late payment or non-payment
- Pre-termination Fee of 5% of Outstanding Balance or Php 550, whichever is higher
What are the Terms and Conditions?

See complete Terms and Conditions here.