Features

Contactless card

Your contactless credit card enables secure and faster paperless payments anywhere with a simple tap on any contactless-enabled card terminal with the contactless symbol


Enjoy quicker transaction times without the need to sign for everyday purchases worth Php2,000 and below.

Chip card

    Your Metrobank Card has an embedded chip that can protect you from credit card fraud due to cloning - an occurrence when your personal and account information are copied and transferred to a fake card.

Supplementary Cards

    Share your credit card benefits with your loved ones and still manage their spending. Find out more.

Table of Fees and Rates

    These fees and rates are for services or facilities made available to the cardholder and for the maintenance and administration of any balance or transaction on the card. These are the applicable fees and rates as of July 1, 2019.

Rewards program

    Earn 1 point for every Php20.00 that you spend using your Metrobank Credit Card. Use your points and redeem premium items or air miles from Philippine Airlines, Cathay Pacific Airlines or Singapore Airlines. Learn more about our rewards program, from our rewards catalog.

0% Installment

    Avail of the 0% installment program from a wide range of merchant establishments. Use the installment facility to pay big ticket items like appliances, gadgets, tuition, hospital bills, travel fare and accommodations at 3, 6, 9, 12, 18 and 24 monthly installment terms.

Value added services

  • Bills2Pay: Pay for your utilities with ease through your Metrobank Vantage Card. Find out more.
  • Balance Transfer: Enjoy easy installment payments at low interest rates when you transfer your other card balances to your Metrobank Vantage Card. Find out more.
  • Cash2Go: Get fast cash against your credit limit and pay in easy monthly installments using your Metrobank Credit Card. Find out more.
  • Cash Rush: Get instant cash when you need it via ATM. Find out more.
  • MTXT – Balance inquiry via text message: Convenience made even easier. Check your credit balance using your mobile phone through MTXT. Find out more
  • Payment Channels: You can now pay your credit card bill safely and conveniently from these payment channels. Click here for details.
  • MSOA: Get your statement sooner via email. Enroll in MSOA! Click here for details.
  • M Connect: Metrobank Card is proud to be the first in the Philippine banking industry to introduce M Connect, an innovative and automated voice, text, and email payment verification service that helps us connect better with you. Click here for details.

M Here

    Get discounts, free gifts and great deals with your Metrobank card at our M Here partner establishments.

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