Enjoy premium dining at up to half the price. Exclusive to Metrobank Platinum Mastercard cardholders only. Click here for participating merchants.


Get automatic worldwide insurance for online item purchases with e-Commerce Protection. Get coverage for losses such as incomplete or wrong item delivered, defect or damage in delivery, and non-delivery of online goods purchase. To file a claim, simply go to https://ph.mycardbenefits.com

Contactless card

Your contactless credit card enables secure and faster paperless payments anywhere with a simple tap on any contactless-enabled card terminal with the contactless symbol

Enjoy quicker transaction times without the need to sign for everyday purchases worth Php2,000 and below.

Chip card

    Your Metrobank credit card has an embedded chip that can protect you from credit card fraud due to cloning - an occurrence when your personal and account information are copied and transferred to a fake card.

M Here

    Get discounts, free gifts and great deals with your Metrobank credit card at our M Here partner establishments.

FREE 1st Supplementary Card

    Enjoy a perpetually waived annual fee for your first assigned supplementary card so you can share all Metrobank Platinum Mastercard credit card privileges for free.

Table of Fees and Rates

0% Installment

    Avail of the 0% installment program from a wide range of merchant establishments. Use the installment facility to pay big ticket items like appliances, gadgets, tuition, hospital bills, travel fare and accommodations at 3, 6, 9, 12, 18 and 24 monthly installment terms.

Rewards Program

  • Earn Reward Points each time you use your Metrobank Platinum Mastercard. With our generous Rewards Program, you earn 1 point for every Php20 you spend on your card, so you can be on your way to earning points faster and redeeming exciting items from our rewards catalog.

Global Emergency Services

    Get worldwide assistance 24/7 on the following credit card-related needs:

  • Emergency Lost/Stolen Card Reporting
  • Emergency Card Replacement
  • Emergency Cash Advance

    To avail of the above services, log on to www.Mastercard.com or just call the dedicated toll-free number at 1-800-307-7309 for United States or 1-636-722-711 for other countries.

24-Hour VIP Customer Service

    For faster and more personalized service, your Metrobank Platinum Mastercard gives you immediate access to a live customer service officer for any of your credit card concerns. Simply call the following numbers:

    VIP Customer Service (632) 88-700-707
    Domestic Toll-free 1-800-10-8700-707
    International Toll-free 800-8-700-0707

Value added services

  • Bills2Pay: Pay for your utilities with ease through your Metrobank Platinum Mastercard. Find out more.
  • Balance Transfer: Enjoy easy installment payments at low interest rates when you transfer your other card balances to your Metrobank Platinum Mastercard. Find out more.
  • Cash2Go: Get fast cash against your credit limit and pay in easy monthly installments using your Metrobank Credit Card. Find out more.
  • Cash Rush: Get instant cash when you need it via ATM. Find out more.
  • MTXT – Balance inquiry via text message: Convenience made even easier. Check your credit balance using your mobile phone through MTXT. Find out more
  • Payment Channels: You can now pay your credit card bill safely and conveniently from these payment channels. Click here for details.
  • MSOA: Get your statement sooner via email. Enroll in MSOA! Click here for details.
  • M Connect: Metrobank – Cards and Personal Credit is proud to be the first in the Philippine banking industry to introduce M Connect, an innovative and automated voice, text, and email payment verification service that helps us connect better with you.Click here for details.

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