Your contactless credit card enables secure and faster paperless payments anywhere with a simple tap on any contactless-enabled card terminal with the contactless symbol
Enjoy quicker transaction times without the need to sign for everyday purchases worth Php2,000 and below.
- Your Metrobank credit card has an embedded chip that can protect you from credit card fraud due to cloning - an occurrence when your personal and account information are copied and transferred to a fake card.
Perpetually waived annual fee
- Get the benefits of using a credit card without the need to pay the annual fee for life.
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- Get discounts, free gifts and great deals with your Metrobank credit card at our M Here partner establishments.
Table of Fees and Rates
These fees and rates are for services or facilities made available to the cardholder and for the maintenance and administration of any balance or transaction on the card. These are the
These are the applicable fees and rates as of February 10, 2023.
Avail of the 0% installment program from a wide range of merchant establishments. Use the installment facility to pay big ticket items like appliances, gadgets, tuition, hospital bills, travel fare and accommodations at 3, 6, 9, 12, 18 and 24 monthly installment terms.
Value added services
- Bills2Pay: Pay for your utilities with ease through your Metrobank M Free Mastercard. Find out more.
- Balance Transfer: Enjoy easy installment payments at low interest rates when you transfer your other card balances to your Metrobank M Free Mastercard. Find out more.
- Cash2Go: Get fast cash against your credit limit and pay in easy monthly installments using your Metrobank Credit Card. Find out more.
- Cash Rush: Get instant cash when you need it via ATM. Find out more.
- MTXT – Balance inquiry via text message: Convenience made even easier. Check your credit balance using your mobile phone through MTXT. Find out more
- Payment Channels: You can now pay your credit card bill safely and conveniently from these payment channels. Click here for details.
- MSOA: Get your statement sooner via email. Enroll in MSOA! Click here for details.
- M Connect: Metrobank – Cards and Personal Credit is proud to be the first in the Philippine banking industry to introduce M Connect, an innovative and automated voice, text, and email payment verification service that helps us connect better with you. Click here for details.
- Share your credit card benefits with your loved ones and still manage their spending. Find out more.